{"id":110,"date":"2025-01-07T04:44:43","date_gmt":"2025-01-07T04:44:43","guid":{"rendered":"https:\/\/www.drzhangfinancial.com\/?page_id=110"},"modified":"2026-01-04T23:34:16","modified_gmt":"2026-01-04T23:34:16","slug":"youtube","status":"publish","type":"page","link":"https:\/\/drzhangfinancial.com\/youtube\/","title":{"rendered":"YouTube Resources"},"content":{"rendered":"\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-23441af8 wp-block-group-is-layout-flex\">\n<p class=\"has-large-font-size\">Visit my YouTube <a href=\"http:\/\/youtube.com\/@DrZhang76\">@DrZhang76<\/a> and view key links below sorted by topic.<\/p>\n<\/div>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-639b5052 wp-block-group-is-layout-constrained\" style=\"border-style:none;border-width:0px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;box-shadow:none\">\n<p class=\"has-text-align-center\" style=\"padding-right:0;padding-left:0\"><strong>Featured Videos<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\" style=\"margin-top:var(--wp--preset--spacing--xx-small);margin-right:var(--wp--preset--spacing--small);margin-bottom:var(--wp--preset--spacing--xx-small);margin-left:var(--wp--preset--spacing--small)\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"\u80a1\u7968\u8cfa\u4e86\u4e00\u767e\u591a\u842c, \u600e\u6a23\u4e0d\u4ea4\u8cc7\u672c\u6240\u5f97\u7a05\uff1f\u3010\u5317\u7f8e\u8ca1\u5546\u5927\u8b1b\u5802\u3011Zoom \u76f4\u64ad\u5468\u4e8c\u5468\u56db\u514d\u8cbb\u5831\u540d_\u5831\u540d\u9023\u7d50\u8acb\u898b\u5f71\u7247\u8aaa\u660e\u6b04\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/r_freor3uLE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\" style=\"margin-top:var(--wp--preset--spacing--xx-small);margin-right:var(--wp--preset--spacing--small);margin-bottom:var(--wp--preset--spacing--xx-small);margin-left:var(--wp--preset--spacing--small)\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"\u5982\u4f55\u6700\u6709\u6548\u5730\u8655\u7406\u4e2d\u570b\u7684\u907a\u7522\uff0c\u623f\u7522\uff0c\u53ca\u9577\u8f29\u8d08\u4e88\u7684\u8cc7\u7522?\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/s1cDh3klEaI?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<div style=\"height:28px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-accordion-8545d19e\" class=\"wp-block-themeisle-blocks-accordion exclusive\">\n<details open class=\"wp-block-themeisle-blocks-accordion-item\"><summary class=\"wp-block-themeisle-blocks-accordion-item__title\"><div><strong>(A) Walk-Away Annuities<\/strong><\/div><\/summary><div class=\"wp-block-themeisle-blocks-accordion-item__content\">\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=r_freor3uLE&amp;pp=0gcJCU0KAYcqIYzv\" target=\"_blank\" rel=\"noreferrer noopener\">\u80a1\u7968\u8cfa\u4e86\u4e00\u767e\u591a\u842c, \u600e\u6a23\u4e0d\u4ea4\u8cc7\u672c\u6240\u5f97\u7a05\uff1f\u3010\u5317\u7f8e\u8ca1\u5546\u5927\u8b1b\u5802\u3011Zoom \u76f4\u64ad\u5468\u4e8c\u5468\u56db\u514d\u8cbb\u5831\u540d_\u5831\u540d\u9023\u7d50\u8acb\u898b\u5f71\u7247\u8aaa\u660e\u6b04<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=r3sG-Fr371g\" target=\"_blank\" rel=\"noreferrer noopener\">\u9019\u6b3e\u589e\u9577\u578b\u5e74\u91d1\u4fdd\u5e95\u6c92\u6709CAP,\u5e7e\u4e4e\u6c92\u6709\u7f3a\u9ede\uff01<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=QUd-nMrvoRk\" target=\"_blank\" rel=\"noreferrer noopener\">\u7f8e\u570b\u5e74\u91d1\uff5c\u5f37\u70c8\u63a8\u85a6\u9019\u6b3e\u7d55\u5c0d\u5b8c\u52dd\u4f60401K\u56de\u5831\u7684\u5e74\u91d1\u7522\u54c1<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=sBKtKJS47CQ\" target=\"_blank\" rel=\"noreferrer noopener\">\u7f8e\u570b\u5e74\u91d1\uff5c\u4f60\u77e5\u9053\u9019\u6b3e\u4fdd\u5e95\uff0c\u53ef\u4ee5\u6284\u5e95\uff0c\u4e0a\u4e0d\u5c01\u9802\u7684\u7522\u54c1\u55ce\uff1f<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/youtu.be\/sBKtKJS47CQ\" data-type=\"link\" data-id=\"https:\/\/youtu.be\/sBKtKJS47CQ\" target=\"_blank\" rel=\"noreferrer noopener\">\u4f60\u77e5\u9053\u9019\u6b3e\u4fdd\u5e95\uff0c\u53ef\u4ee5\u6284\u5e95\u80a1\u5e02\uff0c\u4e0a\u4e0d\u5c01\u9802\u7684\u7522\u54c1\u55ce\uff1f<\/a><a href=\"https:\/\/www.youtube.com\/@DrZhang76\"><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/youtu.be\/IHlXedpPqIg\" data-type=\"link\" data-id=\"https:\/\/youtu.be\/IHlXedpPqIg\">\u80a1\u5e02\u5d29\u76e4\u4e4b\u969b, \u4ecb\u7d39\u9019\u6b3e\u958b\u6236\u9ad8\u905414% \u7684Walk-Away \u5e74\u91d1\uff01<\/a><\/p>\n<\/div><\/details>\n\n\n\n<details class=\"wp-block-themeisle-blocks-accordion-item\"><summary class=\"wp-block-themeisle-blocks-accordion-item__title\"><div><strong>(B) Increasing Income Annuities<\/strong><\/div><\/summary><div class=\"wp-block-themeisle-blocks-accordion-item__content\">\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=rhHKqclm2Y4\" data-type=\"link\" data-id=\"https:\/\/www.youtube.com\/watch?v=rhHKqclm2Y4\">\u5e74\u91d1\u548c\u4fdd\u96aa\u5728\u8cc7\u7522\u914d\u7f6e\u4e2d\u7684\u6838\u5fc3\u4f5c\u7528<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=rhHKqclm2Y4\" data-type=\"link\" data-id=\"https:\/\/www.youtube.com\/watch?v=rhHKqclm2Y4\">\u5e74\u91d1\u548c\u4fdd\u9669\u5728\u8d44\u4ea7\u914d\u7f6e\u4e2d\u4e0d\u53ef\u6216\u7f3a\u7684\u6838\u5fc3\u4f5c\u7528<\/a><\/p>\n\n\n\n<p class=\"wp-embed-aspect-16-9 wp-has-aspect-ratio\"><a href=\"https:\/\/www.youtube.com\/watch?v=AKnULdYSV80\">RMD\u7684\u540e\u679c\u4e0e Roth Conversion<\/a><\/p>\n\n\n\n<p class=\"wp-embed-aspect-16-9 wp-has-aspect-ratio\"><a href=\"https:\/\/www.youtube.com\/watch?v=-Tl3zvq_5cc\">\u4f60\u77e5\u9053\u8cb7\u5e74\u91d1\u7684\u771f\u8ae6\u662f\u4ec0\u9ebc\u55ce\uff1f\u6839\u672c\u5c31\u4e0d\u662f\u201c\u56de\u5831\u7387\u201d<\/a><\/p>\n\n\n\n<p class=\"wp-embed-aspect-16-9 wp-has-aspect-ratio\"><a href=\"https:\/\/www.youtube.com\/watch?v=5ix5c7KW2RE\">\u4fdd\u96aa\u516c\u53f8\u6c7a\u5b9a\u591a\u7d66\u4e9e\u88d410\u5e74\u7684\u5e74\u91d1\u6536\u5165<\/a><\/p>\n\n\n\n<p class=\"wp-embed-aspect-16-9 wp-has-aspect-ratio\"><a href=\"https:\/\/www.youtube.com\/watch?v=JTt86HaifDk\">\u958b\u6236\u7d05\u522930 &#8211; 50%\uff1f \u5e74\u91d1\u516c\u53f8\u6700\u5f8c\u7684\u760b\u72c2 \uff01<\/a><a href=\"https:\/\/www.youtube.com\/@DrZhang76\"><\/a><\/p>\n<\/div><\/details>\n\n\n\n<details class=\"wp-block-themeisle-blocks-accordion-item\"><summary class=\"wp-block-themeisle-blocks-accordion-item__title\"><div><strong>(C) Guaranteed Income Annuities<\/strong><\/div><\/summary><div class=\"wp-block-themeisle-blocks-accordion-item__content\">\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=NSIDRkPA7RM\">\u76ee\u524d\u6700\u597d\u7684\u56fa\u5b9a\u6536\u5165\u5e74\u91d1\u6709\u54ea\u5e7e\u500b\u7522\u54c1\uff1f<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=5ix5c7KW2RE\">\u4fdd\u96aa\u516c\u53f8\u6c7a\u5b9a\u591a\u7d66\u4e9e\u88d410\u5e74\u7684\u5e74\u91d1\u6536\u5165<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=vw0oKNdWydE\">\u812b\u80ce\u63db\u9aa8\u2014\u5982\u4f55\u628a\u8001\u7684\u58fd\u96aa\u548c\u5e74\u91d1\u63db\u6210\u66f4\u597d\u7684\u7522\u54c1\uff1f<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/youtu.be\/5JJ_jjVimFs\" target=\"_blank\" rel=\"noreferrer noopener\">\u9019\u5bb6\u5e74\u91d1\u7e7c\u7e8c\u63d0\u4f9b50%\u958b\u6236\u7d05\u5229!<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/youtu.be\/e59Mim2NxpE\" target=\"_blank\" rel=\"noreferrer noopener\">\u63a8\u85a6\u9664\u201c\u67d0\u806f\u201d\u4ee5\u5916\u7684\u53e6\u5916\u4e94\u500b\u6700\u597d\u7684\u5e74\u91d1\u7522\u54c1\uff01<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/youtu.be\/H3XJAt6nP4k\" target=\"_blank\" rel=\"noreferrer noopener\">\u4e70\u5e74\u91d1\u5982\u4f55\u505a\u5230\u8d27\u6bd43\u5bb6\uff0c10\u5bb6\uff0c100\u5bb6\uff1f<\/a><\/p>\n<\/div><\/details>\n\n\n\n<details class=\"wp-block-themeisle-blocks-accordion-item\"><summary class=\"wp-block-themeisle-blocks-accordion-item__title\"><div><strong>(D) RMD (Required Minimum Distribution) and Roth Conversion<\/strong><\/div><\/summary><div class=\"wp-block-themeisle-blocks-accordion-item__content\">\n<p><a href=\"https:\/\/youtu.be\/uT_3RMVgjQY\" target=\"_blank\" rel=\"noreferrer noopener\">\u907f\u514d RMD Tax \u53ca\u5f37\u5236\u4ea4\u7a05 \u7684 \u201c\u5929\u9078\u201d \u7522\u54c1<br><\/a><br><a href=\"https:\/\/youtu.be\/CzHINpy2bns\" target=\"_blank\" rel=\"noreferrer noopener\">\u5982\u4f55\u5728\u505aRoth Conversion \u6642\u5927\u91cf\u7701\u7a05<br><\/a><br><a href=\"https:\/\/youtu.be\/ierCAJYmobA\" target=\"_blank\" rel=\"noreferrer noopener\">\u600e\u6837\u628a\u76ee\u524d\u516c\u53f8\u7684401K\u8f6c\u6210IRA<\/a><\/p>\n<\/div><\/details>\n\n\n\n<details class=\"wp-block-themeisle-blocks-accordion-item\"><summary class=\"wp-block-themeisle-blocks-accordion-item__title\"><div><strong>(E) Overall Family Financial Planning\u00a0<\/strong><\/div><\/summary><div class=\"wp-block-themeisle-blocks-accordion-item__content\">\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=giNeGmVEbOA\">\u7d66\u83ef\u4eba\u9020\u6210\u5de8\u5927\u640d\u5931\u7684\u5341\u500b\u7406\u8ca1\u8aa4\u5340\u8207\u9677\u9631<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=-Tl3zvq_5cc\">\u4f60\u77e5\u9053\u8cb7\u5e74\u91d1\u7684\u771f\u8ae6\u662f\u4ec0\u9ebc\u55ce\uff1f\u6839\u672c\u5c31\u4e0d\u662f\u201c\u56de\u5831\u7387\u201d<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=s1cDh3klEaI\">\u5982\u4f55\u6700\u6709\u6548\u5730\u8655\u7406\u4e2d\u570b\u7684\u907a\u7522\uff0c\u623f\u7522\uff0c\u53ca\u9577\u8f29\u8d08\u4e88\u7684\u8cc7\u7522?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=UHq8jmC8S2Y\">\u6848\u4f8b\u5206\u6790: \u4e2d\u5c0f\u4f01\u696d\u5404\u7a2e\u9000\u4f11\u91d1\u8a08\u5283\u7684\u8a2d\u8a08\u548c\u61c9\u7528<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=WXher94--E4\">\u7bc4\u672c: \u8cc7\u7522\u4e94\u767e\u5230\u4e00\u5343\u4e94\u767e\u842c\u7f8e\u5143\u83ef\u4eba\u5bb6\u5ead\u7684\u8ca1\u52d9\u898f\u5283<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=r_freor3uLE\">\u80a1\u7968\u8cfa\u4e86\u4e00\u767e\u591a\u842c, \u600e\u6a23\u4e0d\u4ea4\u8cc7\u672c\u6240\u5f97\u7a05\uff1f<\/a><\/p>\n<\/div><\/details>\n\n\n\n<details class=\"wp-block-themeisle-blocks-accordion-item\"><summary class=\"wp-block-themeisle-blocks-accordion-item__title\"><div><strong>(F) Tax-Free Retirement<\/strong><\/div><\/summary><div class=\"wp-block-themeisle-blocks-accordion-item__content\">\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=eanh666EyYY\">\u8d44\u4ea7\u4f20\u627f\u6700\u4e0d\u53ef\u6216\u7f3a\u7684\u5de5\u5177 <\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=dmq0ILbGsMM\">\u4f60\u77e5\u9053\u514d\u7a0e\u8d44\u4ea7\u4f20\u627f\u6700\u4e0d\u53ef\u6216\u7f3a\u7684\u5de5\u5177\u662f\u4ec0\u4e48\u5417?<\/a><a href=\"https:\/\/www.youtube.com\/@DrZhang76\"><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=vbj957d1KHk\">\u79fb\u82b1\u63a5\u6728: \u5982\u4f55\u628a\u8a08\u5283\u7559\u7d66\u5b69\u5b50\u7684\u9322\u5e7e\u5e74\u5167\u653e\u59273 5\u500d!&nbsp;<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/youtu.be\/yc45zsFDbSo\" target=\"_blank\" rel=\"noreferrer noopener\">\u4f60\u7684\u7d42\u8eab\u58fd\u96aa\u672a\u4f86\u6703\u65b7\u4fdd\u55ce\uff1f\u5982\u4f55\u8f13\u6551\u624d\u80fd\u4e0d\u65b7\u4fdd?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/youtu.be\/qrMQF6-QIQk\" target=\"_blank\" rel=\"noreferrer noopener\">\u4e00\u6b21\u6027\u5fb9\u5e95\u641e\u660e\u767d\u5982\u4f55\u7528\u4eba\u58fd\u4fdd\u96aa\u505a\u50b3\u627f<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/youtu.be\/rwAvD47EL50\" target=\"_blank\" rel=\"noreferrer noopener\">\u8cb7\u4fdd\u96aa\u524d\uff0c\u4e00\u5b9a\u8981\u641e\u6e05\u695a\u4eba\u58fd\u4fdd\u96aa\u7684\u300c\u6c34\u6876\u7406\u8ad6\u300c<\/a><\/p>\n<\/div><\/details>\n\n\n\n<details class=\"wp-block-themeisle-blocks-accordion-item\"><summary class=\"wp-block-themeisle-blocks-accordion-item__title\"><div><strong>(G) Indexed Annuities Open to New York Residents\u00a0<\/strong><\/div><\/summary><div class=\"wp-block-themeisle-blocks-accordion-item__content\">\n<p><a href=\"https:\/\/youtu.be\/oTix1dh_NcY\" target=\"_blank\" rel=\"noreferrer noopener\">\u91cd\u9ede\u798f\u5229 \u7d10\u7d04\u5dde\u5c45\u6c11\u4e5f\u53ef\u4ee5\u8cb7<br><\/a><br><a href=\"https:\/\/youtu.be\/gmiWkYzBdhk\" target=\"_blank\" rel=\"noreferrer noopener\">\u9019\u5bb6\u5e74\u91d1\u4fc3\u92b7\u7e7c\u7e8c\uff01\u6536\u5165\u8cec\u623630%\u6236\u7d05\u5229\uff0c\u6bcf\u5e74\u5fa9\u5229\u589e\u95778%\uff01<br><\/a><br><a href=\"https:\/\/youtu.be\/jqBiIaHzWYw\" target=\"_blank\" rel=\"noreferrer noopener\">\u4f60\u77e5\u9053\u7d10\u7d04\u5dde\u5c45\u6c11\u5982\u4f55\u8cb7\u5916\u5dde\u7684\u5e74\u91d1\u7522\u54c1\u55ce?<\/a><\/p>\n\n\n\n<p><\/p>\n<\/div><\/details>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Visit my YouTube @DrZhang76 and view key links below sorted by topic. Featured Videos<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_themeisle_gutenberg_block_has_review":false,"iawp_total_views":645,"footnotes":""},"class_list":["post-110","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/drzhangfinancial.com\/wp-json\/wp\/v2\/pages\/110","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/drzhangfinancial.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/drzhangfinancial.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/drzhangfinancial.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/drzhangfinancial.com\/wp-json\/wp\/v2\/comments?post=110"}],"version-history":[{"count":23,"href":"https:\/\/drzhangfinancial.com\/wp-json\/wp\/v2\/pages\/110\/revisions"}],"predecessor-version":[{"id":260,"href":"https:\/\/drzhangfinancial.com\/wp-json\/wp\/v2\/pages\/110\/revisions\/260"}],"wp:attachment":[{"href":"https:\/\/drzhangfinancial.com\/wp-json\/wp\/v2\/media?parent=110"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}